Habitat NWHC participates in different programs that offer financial assistance for first time homeowners. These grants are available for a wide variety of potential homeowners, but you must meet certain qualifications and go through an application process. Habitat volunteers are available to help you through the procedures. These funds can potentially make a significant difference in the amount of your monthly home payment. Once accepted into the program your Family Advisor can visit with you on these options and help you decide which is right for you.