Homeowner Application Eligibility
Applicants must meet the following criteria, to qualify for our program:
DEMONSTRATE THE NEED FOR HOUSING
Your current housing is at least one of the following:
- Live in overcrowded housing
- Live in substandard housing (poorly maintained, i.e. electrical issues, mold, flooring warped etc.)
- Live in an unsafe or dangerous neighborhood
- Pay more than 30% of gross income on rent
WILLINGNESS TO PARTNER
- Complete “sweat equity,” which includes helping to build homes
- Complete pre-purchase and post-purchase courses which include financial counseling
- Undergo a criminal background check including a sexual offender check
ABILITY TO PAY
- You must be a U.S. citizen or permanent resident
- Have an acceptable credit history and a credit score of 550 or greater
| Household Size | Maximum income |
|---|---|
| 1 person | $56,650 |
| 2 people | $64,750 |
| 3 people | $72,850 |
| 4 people | $80,900 |
| 5 people | $87,400 |
| 6 people | $93,850 |
| 7 people | $100,350 |
| 8 people | $106,800 |
*This represents the 80% Median Family Income Defined by HUD in 2025 for Houston, The Woodlands, Sugar Land MSA.
Do you have questions about homeownership with Habitat for Humanity Northwest Harris County? Contact our Educational Services department at 281-477-0460 or email Lori Jenkins at lori@habitatnwhc.org.
