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Homeownership

How to Apply

How to Apply

1. Attend an Orientation Session

Learn about Habitat’s eligibility requirements and get your questions answered by our staff. Attendance is required to receive an application.
Note: For the 2026 application cycle, this step will no longer be required before applying.

2. Submit Your Application by the Deadline

Applications must be submitted electronically to applications@habitatnwhc.org by the stated deadline. Only applications received on time will be considered. Once submitted, staff will conduct an initial review of basic information on a first-come, first-served basis.

3. Credit & Criminal Background Check

If your application moves forward, we will perform a credit and criminal background check. This step includes a non-refundable $50 fee per applicant, which is the responsibility of the applicant.

4. Family Selection

All application materials, including background checks, will be reviewed. The first applicant who meets all qualifications will move forward to the next phase of the process.

5. One-on-One Interview

If selected, you will be invited to a personal interview with our staff. This is your opportunity to share why you want to become a Habitat homeowner and to describe your current living situation, such as unsafe conditions, overcrowding, high rent, or inadequate maintenance.

6. Board of Directors Approval

Once all steps are complete, your application will be presented to Habitat’s Board of Directors for final approval.


What Happens Next?

Once approved, you will begin completing 200 hours of “sweat equity,” volunteering on the construction of your home and the homes of fellow Habitat families.

Construction timelines vary, but most families close and move into their homes within 12 to 18 months of approval. As your home nears completion, we will celebrate with a special dedication for sponsors, volunteers, and your new Habitat community.


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