Maintaining Your Home – Budgeting for Homeownership Update your budget to include mortgage, utilities, and long-term savings. Learn how to protect your credit and manage home equity and taxes. Maintaining and Improving Your Home Plan for home maintenance, repairs, and safety year-round. Includes storm prep, energy conservation, and keeping your home in top shape for all seasons. Financing & Sustaining Homeownership Learn how to avoid foreclosure, explore refinancing options, and maintain financial stability. Understand recordkeeping, landlord responsibilities, and avoiding lending abuses.